Practice Areas

First-Party Insurance Claims (Storm & Wind Property Damage)

Holding Insurance Companies Accountable

 

Severe Texas storms can cause devastating damage to homes and businesses — and policyholders often expect their insurance companies to step up. Instead, many insurers delay, underpay, or deny valid claims.
At The Lakhani Law Firm, we represent property owners in first-party insurance claims, fighting to ensure they receive the full benefits they are entitled to under their policies.

 

Standing Up to Insurance Companies

 

We know how stressful it is to deal with property damage, contractors, and repair costs — only to have your insurance company make the process even harder. Our firm handles the legal and negotiation side so you can focus on rebuilding. We are aggressive when insurers act in bad faith and refuse to pay what they owe.

 

Common Types of Storm and Wind Damage

 

Texas weather can be unpredictable and severe. We help policyholders recover for damage caused by:

  • High winds and tornadoes
  • Hail and roof impact damage
  • Wind-driven rain or water intrusion
  • Hurricane and tropical storm damage
  • Lightning and electrical surge damage
  • Structural damage from falling trees or debris

We carefully review your policy, gather repair estimates, and document the full extent of your losses to strengthen your claim.

 

Common Insurance Company Tactics

 

Insurance companies are businesses focused on protecting their profits. We frequently see insurers:

  • Delaying investigations or payment
  • Denying claims without proper investigation
  • Offering lowball settlement amounts
  • Misinterpreting or misrepresenting policy language
  • Blaming damage on “pre-existing conditions”
  • Requiring excessive and unnecessary documentation

We push back against these tactics and hold insurers to their contractual obligations.

 

What You May Be Entitled to Recover

 

Depending on your policy and the damage sustained, you may be entitled to compensation for:

  • Roof and structural repairs
  • Interior water damage repairs
  • Replacement of personal or business property
  • Temporary housing or business interruption costs
  • Cleanup and debris removal
  • Additional living expenses during repairs

We pursue the full amount you are owed, not just what the insurance company hopes you’ll accept.

 

What to Do After Storm or Wind Damage

 

If your home or business has been damaged:

  1. Document everything – Take photos and videos of all damage before making temporary repairs.
  2. Protect your property – Make temporary repairs to prevent further damage (keep receipts).
  3. Review your policy – Understand your coverages and deductibles.
  4. Report your claim promptly – Notify your insurer as soon as possible.
  5. Avoid giving recorded statements – Insurance adjusters may try to limit your claim.
  6. Contact an attorney – Having legal help early can protect your rights and strengthen your claim.

We can step in immediately to manage communications, gather evidence, and pursue your full benefits.

 

Why Choose The Lakhani Law Firm

 

  • Personal attention: Your case will never be treated like just another file number.
  • Aggressive representation: We won’t hesitate to take your case to trial if that’s what it takes.
  • No fee unless we win: You pay nothing unless we recover compensation for you.

 

Talk to Us Today

 

You don’t have to fight your insurance company alone. Let The Lakhani Law Firm protect your rights and pursue the full benefits you’re owed.

Call now for a free consultation or submit our online case evaluation form to get started.

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